By: Brian Smith
It’s that time of year when you may be packing for your son or daughter’s first year of college – piling up Twin XL blankets and sheets, shower supplies and laundry detergent. Or maybe you’re looking for a used couch for that first off-campus apartment and using this as a good time to unload an old set of dishes.
It’s hard to believe the summer is going so quickly. Between vacations and planning for college, it can be easy to forget an important detail like considering how insurance coverage may change. We’re here to help. Below are the top three insurance needs for your college-bound student.
•College Student Property & Renter’s Insurance – These days, being a college student comes with a host of expensive electronics like cell phones, tablets, TV’s, and computers. There is also other property like sports equipment, furniture, and classroom supplies. Gain peace of mind with student personal property insurance of varied coverage amounts and term lengths.
•Health Insurance – There are many options for student health insurance, depending upon the age of the student, the state in which they go to college, and whether you’re covering your student under your existing health plan. Some colleges and universities even offer health insurance. We can help you sort out your options to make sure you’re well covered.
•Auto Insurance – Even if you’re taking advantage of GPA discounts, there may be other ways to save on car insurance for budget-minded students. Major factors for consideration include where a car is stored and how often it’s driven. If your student is leaving his or her car at home, you may be able to save some money on premiums.
Though you and your student may be overwhelmed, knowing you are well-prepared can help you feel confident your bases are covered. This should be a time of happiness, learning, and growth for not only our college-aged kids, but for parents too. Contact your local SFM representative for a quick discussion about your insurance needs before move-in day!