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Over the years your company has grown by leaps and bounds, and today, you have a board of directors and officers helping you run your business with sights on growing beyond Ohio. Their insight is invaluable, and their commitment to the business unparalleled. Without your board, your business would have floundered years ago, struggling to get to the next level and the right Ohio Directors and Officers insurance policy can help protect them.

Don’t leave your directors hanging in terms of liability. The decisions they make can impact your business, your employees, and the customers you serve. When mistakes are made or people are unhappy, your directors and officers can come under direct fire for it.

That’s where an Ohio Directors and Officers (D&O) insurance policy comes in. When your company is sued by an employee, a vendor, a customer, or any other injured third-party, they can name members of your board. This means that in a judgement against your business, the directors could be held personally liable for damages.

In Ohio, Directors & Officers insurance helps you attract the best people to serve on your board and work in your growing corporation. It protects them in tough times and makes it easier for them to make the tough decisions.

What types of Ohio Businesses need Directors and Officers insurance?

  • Private companies
  • Public corporations
  • Financial institutions
  • Nonprofit organizations
  • Membership associations
  • Any entity with a board of directors

What does Directors & Officers insurance cover?

Directors and officers face many allegations. The most common include:

  • Misrepresentation
  • Breaches of fiduciary responsibility
  • Securities litigation
  • Regulatory actions

When a settlement is reached or a claim filed, your directors and officers won’t have to worry that their personal assets will be used to pay the claim. Your liability coverage takes care of the claim up to your policy limits so your directors’ spouses, domestic partners, families, and even their estates don’t suffer.

If you’re starting a new business in Ohio with directors and officers or find yourself with a board of directors but no D&O insurance, contact SFM Insurance. We can discuss your insurance options based on your unique business needs.

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Additional Coverage to Consider

Cyber Liability

You might think breaches and hacks only happen to the biggest businesses, but they’re much more common in smaller companies. How does it protect you? A lot more than you realize.



Here at SFM Insurance, we can help insure any Ohio business, big or small. We offer a variety of insurance options as well as packages specifically tailored to fit your business.



We’ll help you look through your options, figure out the best type of coverage and policy limits for your life today, and make sure you know exactly what your insurance covers.