Some might call Ohio the Rust Belt, but we’re also known as the Industrial Capital of the country. We build things here in Ohio. Manufacturers still exist, and they’re thriving right in our state. Whether you’re a small manufacturer in Wilmington or a larger corporation outside of Cincinnati, you need insurance that works for your business.
In Ohio, Manufacturing Insurance is a set of policies designed for your unique business needs. When combined, they offer protection from the problems all companies face and those that are unique to the manufacturing industry.
Liability Insurance: General liability is the most basic form of business insurance. When someone gets hurt or suffers property damage in the course of doing business with you, you’re responsible for covering their costs.
Property Damage: Between your plant, your equipment, and your materials, without your property, there is no business. This covers you from fire, storms, theft, and other perils.
Equipment Breakdown: Unlike property insurance, equipment breakdown gets your plant up and running when something stops working.
Business Income: If an accident or damage is bad enough, your plant could be shut down. But you have contractors, vendors, and employees who still need to be paid. Business income coverage keeps you going.
Product Recall and Replacement: You do your best to manufacture good, safe products, but damage and problems can still occur. When you must issue a recall, this coverage helps you weather the storm.
Cyber Liability: If you’re using the internet and computers, you’re at risk of a data breach. Cyber liability helps you recover from the breach and the knock to your company’s reputation.
EPLI: Employment practices liability insurance is necessary for any business with employees on staff. If you or a manager are accused of discrimination, retaliation, wrongful termination, or harassment by an employee, your EPLI policy covers the claim.
As a manufacturer, you bring jobs to Ohio and products to the world. Don’t let one faulty product or big storm keep your business down. Make sure you have an Ohio Manufacturing Insurance policy designed for your plant and your employees. Contact SFM Insurance today and let’s talk about how we can help keep your business and your future safe and protected.
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Additional Coverage to Consider
With an Inland Marine insurance policy, you don’t have to rebuild from scratch. Your commercial property is protected even when it is away from your premises, whether it is in transit or at a job site.
You might think breaches and hacks only happen to the biggest businesses, but they’re much more common in smaller companies. How does it protect you? A lot more than you realize.
Directors & Officers
Over the years your company has grown by leaps and bounds, and today, you have a board of directors and officers helping you run your business with sights on growing beyond Ohio.