Home might be where the heart is, but it’s also the place you lay your head at the end of a long day at work, and the place you watch children grow up and where you make memories with your entire family. It’s much more than a building filled with stuff you’ve collected over the years. It means something and it deserves to be protected with a high quality Ohio Home Insurance policy.
We know the heartbreak of watching something you’ve worked hard to own and make into a home destroyed by a fire, accident, or big storm. It feels like a piece of you is broken, too. As difficult as it can be to live through, rebuilding and repairing the damage is possible -- with the right insurance coverage and the right help.
At SFM Insurance, we help you protect your Ohio home, no matter what kind of property you own.
Single family home
Mobile or manufactured home
If you live in it, even part-time, we can help you choose an Ohio Homeowners Insurance policy that fits your home, your life, and your budget. Homeowners insurance protects you in three key ways:
Liability coverage: If someone gets hurt while in your home or on your property, their medical expenses are covered. And if they decide to sue you, your policy helps pay your legal fees, up to your policy limits.
Property damage: Your home and other unattached buildings, like a shed or detached garage, are covered against damage that might occur from a fire, lightning, storm, or theft -- as well as other covered perils.
Personal property/contents: It’s not enough to cover the walls and roof of your home. Your belongings have value, both monetary and sentimental. Your homeowners insurance covers the contents of your home, as well.
Over the years, your life will change as will your home. We’ll be here to help you update your existing homeowners insurance to reflect current home values or to help you find a new policy when you’re ready to sell and move to a new Ohio home that fits your life today. Contact us today for a free quote for your Ohio Home Insurance policy.
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Additional Coverage to Consider
You see plenty of bad drivers and near misses on your commute to work or school every day. You’ve probably had a few close calls yourself. That’s where a good Ohio auto insurance policy is needed.
Umbrella Insurance adds a layer of liability coverage for the big accidents you never see coming. It’s insurance for those once-in-a-lifetime accidents that can max out a standard policy’s liability limits.
As an individual you can choose from whole or term life insurance. Here at SFM Insurance, we’re happy to sit down with you and give you all your options including a free quote.