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5 Advantages Of Choosing An Independent Insurance Agency

5 Advantages Of Choosing An Independent Insurance Agency

We all know buying insurance is a bit more complicated than going to the store for a loaf of bread or milk, but that doesn’t mean it should be a daunting experience.

But calling around to different insurance providers for quotes can be time-consuming, especially if you need multiple forms of coverage. Independent insurance agencies often work as a one-stop-shop for all your insurance needs: auto, home, health, life, and business, which is a convenience for those with busy lives.

Outside of the convenience, what are the benefits of working with an independent insurance agency?

Insurance From Multiple Providers
Independent insurance agencies, like SFM Insurance, offer insurance via multiple providers. When you call, for example, Geico, you are given a quote for a policy by Geico. When you call SFM Insurance, we can compare the best policy for you from multiple providers at once, including Berkshire Hathaway, Progressive, Liberty Mutual, Travelers, and many more. 

Build A Relationship
As your life changes or your family grows, you may find your insurance needs also change. Whether you need to add another car to your auto insurance policy or buy homeowners insurance for the first time, having an agent you trust goes a long way. By working with an independent insurance agent, you won’t need to switch to a new agent if you want to change policy providers, helping you build a trusting relationship of trust with them. 

Local Help For Local Needs
Working with an independent local insurance agent means your agent knows your community and area. It’s not to say out-of-state agents are not qualified or cannot help you, but does the agent in Alabama know about the construction along your work commute? Probably not. 

A local independent agent knows the community, meaning they have a better insight into what homeowner coverage you might need when it comes to storms, the best auto insurance given your commute, and the small business risks in the area.

Save Money
Independent insurance agencies are not tied to any individual company, so they can shop around to get the best rates for you, your family, and your business without any bias. Plus, your insurance agent can help you save money by comparing your policy needs against small to large companies and even find multi-policy discounts.

One-Stop Insurance Shop
Instead of sitting on the phone or online looking for individual providers, SFM Insurance understands your life is multi-faceted and you may need multiple forms of coverage, and we are here to help — whether it’s for your home, car, health, life, or small business. 

If you’re ready to review your current coverage or find a policy that better meets your needs, reach out for a free consultation today and let us craft a policy specifically for your needs. For more tips and our latest updates, visit us on Facebook, Twitter or LinkedIn!