Ohio Cyber Liability Insurance

Pick a business, any business, and it’s probably been hacked, including some of the biggest names in the country: Capital One, Door Dash, Target, Equifax. In every industry, Ohio businesses of every size are vulnerable to a data breach. Why? Because we all use computers, and we’re all connected to the internet. Therefore, an Ohio cyber liability insurance policy isn’t a luxury.  It’s a necessity.

You might think breaches and hacks only happen to the biggest businesses, but they’re much more common in smaller companies. Why? Because cyber thieves assume you’re less likely to have the technological capabilities to fight off an attack or to protect yourself from a breach in the first place.

So, what can an Ohio Cyber Liability insurance policy do for you? How does it protect you? A lot more than you realize.

In Ohio, Cyber Liability insurance covers multiple types of data breaches:

• Data Restoration
• Computer Fraud
• Denial of Service
• Electronic Theft of Tangible Property
• Funds Transfer Fraud
• E-Commerce Extortion

And then there’s the all-important question of what kind of financial protection your insurance policy provides:

• Loss of Income
• Crisis Management
• Security Breach Remediation
• Information Security Liability
• Communications and Media Liability
• Regulatory Defense

Cyber liability insurance helps your Ohio business recover from the financial loss of dealing with the breach and help anyone who suffered as a result of the hack. Even better, it includes assistance for getting your company’s reputation back on track.

How Do You Know Need an Ohio Cyber Liability Insurance Policy?

• Your company stores customer or third-party data on a computer.
• You have a business website that allows customers to register, login, and/or make purchases.
• You store employee data on a computer with an internet connection.

Sound familiar? That’s because nearly every business in Ohio needs cyber liability insurance.

It’s hard to believe that a malicious hacker might target a small business in the middle of Wilmington or Mason, Ohio, but it happens more often than you realize. And if you don’t fix the breach and notify the victims, you’re the one who pays the ultimate price.

Ready to protect your business from attackers and thieves? Contact us today and let’s talk about your options and how we can help you protect your company.