As a parent, you know firsthand that back-to-school season means a never-ending list of things to do, errands to run and schedules to coordinate — even if your child is already off to college!
You probably don’t want to add one more thing to your list, but reviewing your insurance policies or adding new policies before the hecticness of the school year starts can save you financial stress and headaches later.
Which insurance policies should you review to best protect you and your family?
Health Insurance
Knocking out those last-minute doctor appointments, like sports physicals, eye exams, and dental visits can save you time later and keep your kid from falling behind in class due to middle-of-the-day appointments.
From wisdom teeth removal to getting fitted for glasses or contacts, it’s best to know your coverage now instead of scrambling later. Take time to review your family’s health insurance plan to ensure you’re fully utilizing your health benefits or consider changing plans to get the coverage your family needs.
Car Insurance
You probably remember the first time you drove a car and the sense of freedom and liberation that came from being behind the wheel. As nervous as you might be watching your teen learn how to merge and drive on the highway, remember your own first-driving moment … and that you’ll no longer have to be their personal driver!
Before your teen puts their foot on the brake for the first time, you need to add them to your auto insurance policy, even if they’re just borrowing your car while they save for their own. This is also a great opportunity to teach your teen the importance of insurance!
Ohio Renters Insurance
Is your college-aged child moving into their first off-campus apartment or into a dorm? Any parent experiencing this for the first time is bound to be nervous. While you might be worried about their partying or their grade in biology, you should also think about how to best protect their personal belongings.
Don’t be fooled into thinking their apartment management company or dorm manager is going to take care of them in the event of a major storm or fire. And replacing their laptop, gaming systems, and even clothes is not within most parents’ budgets. That’s why Ohio Renters Insurance is a must for college students living on their own. Renters insurance is very affordable, and it even can cover temporary lodging while their primary residence undergoes repairs.
Review Your Insurance Policies
At SFM Insurance, we can help you find the right health, car, and renters insurance to protect your family from financial strain and headaches. Unlike some other agencies, we take the time to listen to your goals and then craft a policy based on your specific needs.
Contact us for a free, no-obligation discussion about protecting your assets today. For more tips and our latest updates, visit us on Facebook, Twitter or LinkedIn
