Driving comes with many hidden costs. A recent study found that owning and driving a vehicle costs about $10,728 a year for 15,000 miles. A big part of that cost is insurance. The average full-coverage premium was $1,694 for a medium sedan and $1,529 for a medium SUV. In this post, we’ll help you understand […]
Each day, you manage tasks, help customers, and solve problems. Sometimes, things happen that you don’t expect. An accident or a complaint can lead to a liability claim that will cost you time and money. In this post, we will show you how to protect your business from these claims. Studies even show that 40% […]
Renovating your home can boost its value. However, some upgrades might raise your insurance costs. Others, though, could earn you discounts. Many homeowners don’t know certain renovations can even hurt their coverage. Knowing how renovations affect your insurance keeps you prepared. There is a projection that homeowners will spend around $608 billion on remodeling projects […]
Around 42% of Americans, or about 102 million adults, feel they need to update their life insurance. Life insurance isn’t something you buy once and forget. Your life keeps changing, and your coverage should change too. Getting married, having kids, or starting a new job all affect your insurance needs. Big life events change your […]
We are thrilled to announce our new Hillsboro, OH location, officially joining the community to better serve the needs of local clients! On January 1st, 2025, Smith-Feike-Minton, Inc. (SFM) proudly expanded with the addition of two licensed agents who have joined our team to serve the Hillsboro area. Our Hillsboro office is open Monday through […]
Insurance can be confusing, with so many choices that make it hard to know what’s best for you. But did you know that just 65% of Gen Y homeowners bundle their insurance policies, compared to 78% of all generations? That means a lot of young homeowners may be missing out on potential savings. By bundling […]
Wilmington, OH (January 1, 2025) – Smith-Feike-Minton, Inc. (SFM), a leading independent insurance agency headquartered in Wilmington, Ohio, is proud to announce the partnership with Heskett Insurance Agency, Inc. and Weisenberger Insurance. The transaction was finalized on January 1, 2025, marking an exciting new chapter for both agencies. The Heskett Insurance Agency, located at 110 […]
Imagine being sued and risking your savings—it happens more often than you think. What would you do if you didn’t have the right protection? Many people don’t understand umbrella insurance and miss out on its benefits. A study shows only 57% of renters have insurance compared to 95% of homeowners. This article will bust 9 […]
Did you know that approximately 14% of drivers, or one in seven, have no insurance? In 2023, the Insurance Research Council uncovered this. Should you meet with one of them, and you were involved in a crash with him, who will pay? This is where uninsured motorist coverage protects you financially. This article talks about […]
Customizing your motorcycle can be an exciting way to improve performance, add personal flair, or enhance safety. However, any modification, whether it’s a new paint job, performance upgrade, or security feature, can influence your insurance policy in unexpected ways. With motorcycles already carrying a higher risk on the road—a fatality rate of 26.16 per 100,000 […]
