Planning for the future isn’t only about money or numbers. It’s about caring for the people who matter most. Estate planning can seem like a big task, but life insurance makes it easier. It turns love and responsibility into lasting protection for your family. Only about 52% of Americans have life insurance. That means nearly […]
Most people think their home and auto insurance give them enough protection. For many situations, that’s true. But standard coverage has limits, and if a claim goes beyond those limits, you could be responsible for the rest. Because of this, umbrella coverage has become more common. In fact, claims filed under an umbrella policy were […]
Farming today is smarter and faster than ever. But new tools also bring new risks. Big machines, changing weather, and daily challenges can lead to big costs. The right insurance helps your farm stay strong when things don’t go as planned. According to USDA data, only about 14% of U.S. farms have federal crop insurance. […]
Most drivers will experience at least one crash in their lifetime. In recent years, there were over 5.9 million police-reported car accidents in the U.S. It’s hard to think clearly in the moment, but having a plan makes a big difference. In this post, we’ll walk through 5 steps that help you handle the situation […]
Storms can show up fast. One moment, you’re watching the rain. Next, you’re using towels to soak up water or calling someone to check on a fallen tree. Your homeowners’ insurance should help in these situations. But it might not cover everything. According to recent data, wind and hail damage accounted for nearly 39% of […]
Driving comes with many hidden costs. A recent study found that owning and driving a vehicle costs about $10,728 a year for 15,000 miles. A big part of that cost is insurance. The average full-coverage premium was $1,694 for a medium sedan and $1,529 for a medium SUV. In this post, we’ll help you understand […]
Each day, you manage tasks, help customers, and solve problems. Sometimes, things happen that you don’t expect. An accident or a complaint can lead to a liability claim that will cost you time and money. In this post, we will show you how to protect your business from these claims. Studies even show that 40% […]
Renovating your home can boost its value. However, some upgrades might raise your insurance costs. Others, though, could earn you discounts. Many homeowners don’t know certain renovations can even hurt their coverage. Knowing how renovations affect your insurance keeps you prepared. There is a projection that homeowners will spend around $608 billion on remodeling projects […]
Around 42% of Americans, or about 102 million adults, feel they need to update their life insurance. Life insurance isn’t something you buy once and forget. Your life keeps changing, and your coverage should change too. Getting married, having kids, or starting a new job all affect your insurance needs. Big life events change your […]
We are thrilled to announce our new Hillsboro, OH location, officially joining the community to better serve the needs of local clients! On January 1st, 2025, Smith-Feike-Minton, Inc. (SFM) proudly expanded with the addition of two licensed agents who have joined our team to serve the Hillsboro area. Our Hillsboro office is open Monday through […]
